As business owners, we understand how crucial it is to prepare for the unexpected and mitigate risk through commercial insurance coverage. Our team at Smoller Insurance Agency, serving the Boston, MA area, wants to provide you with information on the different commercial insurance to help you protect your business.
Commercial Insurance Options
General Liability Insurance
General liability insurance covers legal fees, medical expenses, and property damage claims resulting from accidents on your business premises. It also covers advertising liability claims, such as slander and libel.
Commercial property insurance protects your business property and assets against losses or damage caused by fires, theft, or natural disasters. This type of coverage is essential for any business with physical assets.
Business Interruption Insurance
Unforeseen events, such as a fire or natural disaster, can force your business to close and severely impact your revenue. Business interruption insurance provides coverage for lost income and additional expenses incurred while your business is closed or undergoing repairs. With this coverage, you can replace lost revenue and pay for employee salaries even if your company has to close.
Workers’ Compensation Insurance
The business provides workers’ compensation insurance to cover medical expenses and lost wages for injured employees. This type of coverage is essential for companies with employees, as it protects the employee and the employer from any legal action that may arise from a work-related injury.
Contact Us Today
Contact us today to learn more about our commercial insurance coverage and receive a free quote. Our team of experienced agents is ready to help you prepare for the unexpected and protect your business from financial losses. Smoller Insurance Agency, serving Boston, MA, is here to help you.