Tides of Protection: Flood Insurance Essentials in Boston

Boston, MA is nestled along the coast and crisscrossed by some of the most famous rivers in the world. This picturesque landscape increases the possibility of flooding and the need for flood insurance to protect your home and most prized possessions. 

What Causes So Much Flooding in Boston?

Heavy rainfall, storm surges, run-off, and snow melt are all natural factors that lead to an increased risk of flooding along the coast. 

Unexpected floods can cause a range of devastating consequences, including property damage, erosion of coastal areas causing extended flooding, infrastructure disruptions, road closures, and a host of other negative impacts that can financially cripple a homeowner or business owner.

Protect your home and business from the onrush of rising waters that can cause devastating financial consequences with flood insurance. 

What Does Flood Insurance Cover?

New Jersey flood insurance can help homeowners and business owners cover the costs of repairing or replacing property damages caused by flooding. Flood-related insurance protection can help cover the costs of flooded basements, property foundations, damaged property, and more. 

Learn more about the benefits of flood insurance by talking to our licensed flood insurance agents at Smoller Insurance Agency.

Why Do I Need Flood Insurance if I Have Homeowners Insurance?

A licensed insurance agent at Smoller Insurance Agency in Boston, MA can talk to you about the differences between homeowner’s insurance and flood insurance policies. Many homeowners’ policies cover damage caused by accidents or theft, but not all policies will cover natural disasters and floods. Your agent can explain the benefits of flood insurance and help you choose the best policy to safeguard your home and family. 

Don’t wait until it’s already too late. Make an appointment with Smoller Insurance Agency today!