{"id":28,"date":"2021-10-18T09:43:02","date_gmt":"2021-10-18T15:43:02","guid":{"rendered":"https:\/\/www.smollerinsurance.com\/blog\/?p=28"},"modified":"2021-10-18T09:43:03","modified_gmt":"2021-10-18T15:43:03","slug":"most-frequent-homeowners-claims","status":"publish","type":"post","link":"https:\/\/www.smollerinsurance.com\/blog\/most-frequent-homeowners-claims\/","title":{"rendered":"Most Frequent Homeowners Claims"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smollerinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/CPK-13.jpg\" alt=\"\" class=\"wp-image-29\" width=\"425\" height=\"283\" srcset=\"https:\/\/www.smollerinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/CPK-13.jpg 1024w, https:\/\/www.smollerinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/CPK-13-300x200.jpg 300w, https:\/\/www.smollerinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/CPK-13-768x512.jpg 768w\" sizes=\"auto, (max-width: 425px) 100vw, 425px\" \/><\/figure>\n\n\n\n<p>Did you know wind is the most common cause of homeowners claims? Data from Travelers spanning the last five years found that wind accounted for 26% of claims year-round. Since wind damage is so common (and destructive), wind coverage on your homeowners policy is essential. Pruning your trees and reinforcing your home&#8217;s structures and windows is also key to preventing severe wind damage.<\/p>\n\n\n\n<p>Non-weather water was the next most common risk, at 23% of home claims. And in the fall, it is the most frequent claim! Non-weather water damage involves plumbing, sewer, or appliance leaks and failures. The best way to prevent this damage is to inspect and maintain <em>all<\/em> appliances that use water regularly. This includes air-conditioning systems, water heaters, bathtubs, refrigerators, pipes, and hoses, to name a few. Also, make sure the main shut-off valve for your main water supply is functioning properly.<\/p>\n\n\n\n<p>Hail made up 18% of home claims year-round, followed by weather-related water at 12%, like frozen pipes and leaky roofs. Of course, weather is uncontrollable. Being prepared against weather-related damage means being protected &#8212; which means having adequate coverage on your homeowners policy.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.travelers.com\/iw-documents\/transcripts\/Top_Five_Ways_ION_Transcript_210216_hw.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">More on Travelers&#8217;s findings here.<\/a><\/p>\n\n\n\n<p>Trust us: a little caution goes a long way!<\/p>\n\n\n\n<p>Give us a call at 617-965-1830 if you have any questions about your homeowners policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know wind is the most common cause of homeowners claims? Data from Travelers spanning the last five years found that wind accounted for 26% of claims year-round. Since wind damage is so common (and destructive), wind coverage on your homeowners policy is essential. Pruning your trees and reinforcing your home&#8217;s structures and windows [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":2,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"predecessor-version":[{"id":31,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions\/31"}],"wp:attachment":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}