{"id":253,"date":"2025-09-30T04:00:00","date_gmt":"2025-09-30T10:00:00","guid":{"rendered":"https:\/\/www.smollerinsurance.com\/blog\/?p=253"},"modified":"2025-09-22T16:05:24","modified_gmt":"2025-09-22T22:05:24","slug":"what-does-the-state-of-massachusetts-require-for-a-classic-car-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.smollerinsurance.com\/blog\/what-does-the-state-of-massachusetts-require-for-a-classic-car-insurance-policy\/","title":{"rendered":"What Does the State of Massachusetts Require for a Classic Car Insurance Policy?"},"content":{"rendered":"

In Boston, MA, many classic car owners enjoy participating in special events and cruising around town in their vintage vehicles. Having the right insurance for either situation is essential, and Smoller Insurance Agency is here to help. We’ll ensure your classic car is fully covered with a policy tailored to its specific usage.<\/p>\n

State Requirements for Classic Coverage<\/h2>\n

Even if your vehicle qualifies as a classic car and is properly registered with the Massachusetts Registry of Motor Vehicles, it is still required to have insurance, just like any standard vehicle.<\/p>\n

For classic car owners who plan to drive their vehicle regularly, along with a standard license plate, the state mandates four types of insurance coverage: bodily injury, property damage, personal injury protection, and uninsured motorist coverage.<\/p>\n

Bodily Injury<\/h3>\n

If you are involved in an accident and found responsible, this coverage pays for injuries sustained by another person.<\/p>\n

Property Damage<\/h3>\n

This coverage applies when you are responsible for damage to someone else’s property.<\/p>\n

Personal Injury Protection<\/h3>\n

Also known as PIP insurance, this coverage helps pay for medical expenses, lost wages due to inability to work, and replacement services. It applies regardless of who is at fault.<\/p>\n

Uninsured Motorist<\/h3>\n

This coverage protects against bodily injuries caused by an uninsured driver who is responsible for an accident.<\/p>\n

Contact Us<\/h2>\n

Make your driving experience in Boston, MA, safe and secure by contacting Smoller Insurance Agency. Speak with one of our agents to get the latest information about classic car coverage and set up a policy to protect your investment.<\/p>\n","protected":false},"excerpt":{"rendered":"

In Boston, MA, many classic car owners enjoy participating in special events and cruising around town in their vintage vehicles. Having the right insurance for either situation is essential, and Smoller Insurance Agency is here to help. We’ll ensure your classic car is fully covered with a policy tailored to its specific usage. State Requirements […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[13,66,20,14],"class_list":["post-253","post","type-post","status-publish","format-standard","hentry","category-classic-car-insurance","tag-boston-ma","tag-classic-car","tag-insurance","tag-smoller-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t