{"id":251,"date":"2025-08-29T04:00:00","date_gmt":"2025-08-29T10:00:00","guid":{"rendered":"https:\/\/www.smollerinsurance.com\/blog\/?p=251"},"modified":"2025-08-24T21:07:27","modified_gmt":"2025-08-25T03:07:27","slug":"can-i-get-recreational-insurance-for-my-jet-ski","status":"publish","type":"post","link":"https:\/\/www.smollerinsurance.com\/blog\/can-i-get-recreational-insurance-for-my-jet-ski\/","title":{"rendered":"Can I Get Recreational Insurance for My Jet Ski?"},"content":{"rendered":"

When a jet ski can cost as much as a used car or even a new car, it’s worth asking about insurance. While jet ski insurance is not required in Boston unless it’s financed, it’s a good idea to understand the types of coverage available.<\/p>\n

Why Get Insurance on My Jet Ski?<\/h2>\n

The biggest reason to get insured is liability. You’re responsible for any injuries or damages when you’re out on the water, so it pays to have a fallback if something unexpected happens. Whether it’s your teenager taking it out for a joyride or a particularly choppy wake, accidents can and do happen. Additionally, most marinas and harbors require some liability insurance to use their property, though requirements can vary based on location.<\/p>\n

Can I Get Recreational Insurance for My Jet Ski?<\/h2>\n

Yes, though it’s typically referred to as personal watercraft (PWC) coverage. These policies usually cover your liability, meaning the coverage pays out in the event of property or physical damage to another party. They also cover repair or replacement if your jet ski is damaged or destroyed by covered events, such as theft or storms. PWC coverage can even protect you if you’re hit by another party who doesn’t have insurance, so you don’t have to worry about where to turn.<\/p>\n

A jet ski can be an exciting purchase, but it also introduces new risks. If you have questions about your liability or how to protect your investment, contact Smoller Insurance Agency today for more information or a quote. We help the people of Boston, MA keep track of their most prized possessions so they can enjoy themselves when they’re out and about.<\/p>\n","protected":false},"excerpt":{"rendered":"

When a jet ski can cost as much as a used car or even a new car, it’s worth asking about insurance. While jet ski insurance is not required in Boston unless it’s financed, it’s a good idea to understand the types of coverage available. Why Get Insurance on My Jet Ski? The biggest reason […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[13,65,14],"class_list":["post-251","post","type-post","status-publish","format-standard","hentry","category-recreational-insurance","tag-boston-ma","tag-recreational-insurance","tag-smoller-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t