{"id":25,"date":"2021-10-11T04:00:00","date_gmt":"2021-10-11T10:00:00","guid":{"rendered":"https:\/\/www.smollerinsurance.com\/blog\/?p=25"},"modified":"2021-10-03T19:35:56","modified_gmt":"2021-10-04T01:35:56","slug":"3-advantages-of-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.smollerinsurance.com\/blog\/3-advantages-of-flood-insurance\/","title":{"rendered":"3 Advantages of Flood Insurance"},"content":{"rendered":"<p>When floods strike, you can be sure that there will be loss and damage to property. Fortunately, you can avoid out-of-pocket repairs by investing in flood insurance from Smoller Insurance Agency of Boston, MA.<\/p>\n<p>Regrettably, most homeowners don&rsquo;t have flood insurance. Some think that home insurance protects them against floods only to discover the opposite when filing a claim. Others fail to buy flood insurance, hoping that the federal government will declare floods in their area a national disaster.<\/p>\n<p>Are you thinking about flood insurance? You are on the right track. Here are the benefits you will accrue when you purchase this coverage.<\/p>\n<p><strong>Protects your dwelling<\/strong><\/p>\n<p>When you purchase flood insurance from NFIP, you get dwelling coverage of up to $250,000. Of course, if you opt for a private insurer, you can get a higher coverage limit. Flood insurance covers the following on your building:<\/p>\n<ul>\n<li>Electrical and plumbing system<\/li>\n<li>Air conditioning system<\/li>\n<li>The building, including the foundation<\/li>\n<li>Permanently fixed carpets<\/li>\n<\/ul>\n<p>Since water damage can be expensive, financing flood damage from your pocket can drain your savings. Thankfully, with flood insurance, repair bills after flood damage are your insurer&rsquo;s headache.<\/p>\n<p><strong>Protects your assets\/contents<\/strong><\/p>\n<p>NFIP offers contents coverage of up to $100,000 and is supposed to cover the below:<\/p>\n<ul>\n<li>Personal stuff, including furniture, electronics, and clothing<\/li>\n<li>Carpeting that isn&rsquo;t permanently fitted<\/li>\n<li>Portable air conditioners, microwaves, and so on<\/li>\n<\/ul>\n<p>Because it has taken you years to accumulate your assets, it would be devastating to lose them through floods. However, this can&rsquo;t be the case when you have flood insurance.<\/p>\n<p><strong>For peace of mind<\/strong><\/p>\n<p>Who doesn&rsquo;t like a peace of mind? Unfortunately, you can&rsquo;t sit pretty in your home when you know that any bout of floods will set you back hundreds, if not thousands, of dollars in repairs.&nbsp;<\/p>\n<p>Luckily, flood insurance can take care of your worries.<\/p>\n<p><strong>Buy flood insurance today!<\/strong><\/p>\n<p>Would you like to protect your Boston, MA home with flood insurance? Would you please talk to Smoller Insurance Agency for an affordable quote?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When floods strike, you can be sure that there will be loss and damage to property. Fortunately, you can avoid out-of-pocket repairs by investing in flood insurance from Smoller Insurance Agency of Boston, MA. Regrettably, most homeowners don&rsquo;t have flood insurance. Some think that home insurance protects them against floods only to discover the opposite [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[13,14],"class_list":["post-25","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-boston-ma","tag-smoller-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":1,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions"}],"predecessor-version":[{"id":26,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions\/26"}],"wp:attachment":[{"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smollerinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}