Riding a motorcycle is an exhilarating experience; for many riders, sharing that experience with a passenger makes it even better. But before you invite someone to hop on the back of your bike, it’s important to know whether your motorcycle insurance covers them in the event of an accident. At Kingston Insurance Agency LLC, serving residents in and around South Kingstown, RI, we help riders understand their coverage so they can confidently hit the road.<\/p>\n
Not all motorcycle insurance policies automatically cover passengers. While liability insurance is required in most states, it typically only covers damages or injuries you cause to others, not the person riding with you. If you regularly ride with a passenger, you’ll want to ensure you have guest passenger liability coverage or medical payments coverage in your policy.<\/p>\n
Guest passenger liability helps cover medical expenses for your passenger if they’re injured in an accident where you’re at fault. Without this coverage, your passenger might have to rely on their own health insurance, which could leave them facing high out-of-pocket costs. Medical payment coverage, on the other hand, helps pay for medical bills regardless of who is at fault.<\/p>\n
Even the safest riders can’t control everything on the road. If an accident happens, having the right coverage ensures that both you and your passenger are protected from unexpected expenses.<\/p>\n
At Kingston Insurance Agency LLC, proudly serving the communities in and around South Kingstown, RI, we’re here to help you find the right motorcycle insurance policy for your needs. Contact us today to review your coverage and make sure you and your passengers stay protected every time you ride.<\/p>\n","protected":false},"excerpt":{"rendered":"
Riding a motorcycle is an exhilarating experience; for many riders, sharing that experience with a passenger makes it even better. But before you invite someone to hop on the back of your bike, it’s important to know whether your motorcycle insurance covers them in the event of an accident. At Kingston Insurance Agency LLC, serving […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[13,20,52,14],"class_list":["post-237","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-boston-ma","tag-insurance","tag-smash-and-grab","tag-smoller-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t